@AngelaXoxo Said 
I know you weren't talking to me, but this thread got me thinking when Cole was talking about going back to school.
It doesn't matter. Been there, done that and not even in a gentle way like you did. I just bumped in the thread.
@AngelaXoxo Said
I finally got a Stafford loan paid off which had been in default for nearly the whole 15 years. I can't count the number of times I had it on forbearance and deference.
My son's in school now. He couldn't get nearly enough grant $$$, plus he didn't qualify for any loans like I did with the Stafford.
Now, I've got a loan with Sallie Mae (They'd taken over my loan which was in default.) for HIM. I can't believe I was even able to qualify for that, though.
It's strange that it works this way, but I think HE couldn't get much financial aid because I became eligible when my loan was paid off.
He went through FAFSA. Now there's some type of direct loan. I still had to reapply for a loan for him with Sallie Mae. This is done every quarter and the loan I qualify for is a Parent(s?) Plus Loan.
Yes, parent plus loan is for students still being dependent. That's same as me too because my parents still have me under them so I was given that loan option and the lesser student subsided loan or something else.
@AngelaXoxo Said
He's taking a quarter off due to poor health, but he should be able to graduate in 1.5 years or less anyway.
I haven't checked into it, but I don't think I'd qualify for a loan of my own.
I've told him that I'll wait till he graduates before I go for my degree. I'd rather see my son get his education right now, you know?
That's so nice of you and considerate. And yes, I think it's more important, not in the sense that yours doesn't matter but in the sense that once he finish and get his degree, he'll get a good job as well and be bale to support you and himself as well! That souns sweet isn't it?
Hard to meet moms and sons like you these days. This is how always have been in my country tradition!
@AngelaXoxo Said
I've got several fields of study in mind.
I'm aggravated because I'm not able to obtain one of my transcripts. I don't know if I even have enough credits to transfer if I need 'em, but the thought of having to take certain courses again is annoying (although a refresher course or two wouldn't hurt after 15 years).
Apparently, the last commercial college I attended is no longer in business and there is no way I can contact anyone about this?!
I'm sure community colleges or most institutions are accredited right? Or did you go to a freshly new one? I'm sure the gov or state will have records of the institution and can verify you and some other way transcripts as well. OR the new college you intend to go to have tests where you can take and pass that course. Study/review on your own and take the test, it'll save you money and some time too.
@AngelaXoxo Said
I've got my basics and I did get THAT transcript, thank God.
So, my plan is to try and get involved in some commodity trading that my dad's been successful with (self-taught). I don't want to do THAT in the long run, though.
I've heard good things about the University of Phoenix's online courses. I can probably afford to take a class or two. There are a couple more colleges I'm gonna check into.
Do you have any suggestions for California based colleges which offer LEGIT courses?
Any ideas would be much appreciated.
University of Phoenix's is reputable too. First I thought it's just online thing but I've met people in medical fields getting their first degrees from there (they went to university though). But yes, what I meant was it is a very respectable one, not like other online degree craps you know.
Do you mean distance educations? I think they have online courses. You can look into the UCs, Saddleback College (nice junior college by the way, went for 2 years there before transferring), Irvine Valley College (courses are a bit easy). Look through their sites about distance education or online degree opportunity.
All the best, and good luck,
-Ko
Feb 21, 2010 @ 20:09:05
