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Election 2020 Issues: Health Care

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Leon On December 21, 2023




San Diego, California
#16New Post! May 31, 2019 @ 01:59:58
@chaski Said

Please forgive me for oversimplifying this…

When the economy is strong typically a number of things go up. That is they go up in price. One example is Rent. When you economy stronger people charge more for rent.

Also when you can't to be a stronger other things go up...housing prices sometimes, interest rates sometimes go up... the cost of various goods from groceries to textiles.

Why do the prices or cost of these things go up? Because corporations believe people can now afford to pay more.

Insurance premiums are no different. Yes, sometimes insurance premiums go up because of things like: someone is making claims on accidents or household theft, or storms, hurricanes, blizzard's…

Other times premiums go up because economy is stronger and the insurance companies believe that people can pay more, and can't afford to pay more, and it won't hurt them so they won't complain or go to a new insurance company....

Healthcare is the same as all of these. The economy is stronger now... So premiums go up.

And yes, in part, the ACA has also allowed for these increases.

Again, sorry I way oversimplifed all of that.


This is partially true, however it has been going up at a much faster rate than economic growth indicators, far outpacing overall inflation and wage growth. Premiums rose 19% and deductibles rose 63% from 2011 to 2016, whereas inflation and wages rose only in the single digits over that time span. This indicates there is far much more at play in the increasing costs of medical care than economic growth.

And this was the very type of thing that the Affordable Care Act was supposed to tamper, hence its name. And this failure is something Americans are recognizing in increasing numbers as well, according to voter polls.
chaski On March 28, 2024
Stalker





Tree at Floydgirrl's Window,
#17New Post! May 31, 2019 @ 02:20:05
@Leon Said

This is partially true, however it has been going up at a much faster rate than economic growth indicators, far outpacing overall inflation and wage growth. Premiums rose 19% and deductibles rose 63% from 2011 to 2016, whereas inflation and wages rose only in the single digits over that time span. This indicates there is far much more at play in the increasing costs of medical care than economic growth.

And this was the very type of thing that the Affordable Care Act was supposed to tamper, hence its name. And this failure is something Americans are recognizing in increasing numbers as well, according to voter polls.


Is it possible that the law makers were taking care of the big (insurance) companies all along?

Is it possible that both sides were in on "it"?

After all, much or at least a sizable portion, of the ACA was agreed upon by the GOP in the late days of the Clinton Administration.

Is it possible that the GOP wanted the ACA all along... to support some of their sources of funds... the big insurance companies...

Is it possible that the GOP was playing both sides... push for the ACA, then deny it... win-win...



Either way, the economy is a fickle thing... a pendulum that goes back an forth... and the Democrats haven't a clue as to how it works... except for the very few who are the so called "elitists"...

Leon On December 21, 2023




San Diego, California
#18New Post! May 31, 2019 @ 02:51:07
@chaski Said

Is it possible that the law makers were taking care of the big (insurance) companies all along?

Is it possible that both sides were in on "it"?

After all, much or at least a sizable portion, of the ACA was agreed upon by the GOP in the late days of the Clinton Administration.

Is it possible that the GOP wanted the ACA all along... to support some of their sources of funds... the big insurance companies...

Is it possible that the GOP was playing both sides... push for the ACA, then deny it... win-win...



Either way, the economy is a fickle thing... a pendulum that goes back an forth... and the Democrats haven't a clue as to how it works... except for the very few who are the so called "elitists"...



Oh there’s no question about it. ACA was definitely heavily influenced by, and catered to, the insurance industry. It was the very reason a public option was ultimately yanked from its final form. I knew it was ultimately doomed the moment they did that. Otherwise it would have enjoyed much greater support today from the left (forget the right for a moment here). As prices continue to rise as well as insurers’ profits, people simply are not as enthused.
mrmhead On March 27, 2024




NE, Ohio
#19New Post! May 31, 2019 @ 12:03:27
@chaski Said

Is it possible that the law makers were taking care of the big (insurance) companies all along?

Is it possible that both sides were in on "it"?

After all, much or at least a sizable portion, of the ACA was agreed upon by the GOP in the late days of the Clinton Administration.

Is it possible that the GOP wanted the ACA all along... to support some of their sources of funds... the big insurance companies...

Is it possible that the GOP was playing both sides... push for the ACA, then deny it... win-win...



Either way, the economy is a fickle thing... a pendulum that goes back an forth... and the Democrats haven't a clue as to how it works... except for the very few who are the so called "elitists"...




@Leon Said

Oh there’s no question about it. ACA was definitely heavily influenced by, and catered to, the insurance industry. It was the very reason a public option was ultimately yanked from its final form. I knew it was ultimately doomed the moment they did that. Otherwise it would have enjoyed much greater support today from the left (forget the right for a moment here). As prices continue to rise as well as insurers’ profits, people simply are not as enthused.


That's why "MRMHEAD-Care" would nationalize the insurance portion, and start pressuring the providers on costs

Big pharma and big providers claim costs are so high to cover R&D. Maybe there could be some provision to subsidize R&D (more) - I think some of that is already taking place.

Yes - that would be it- as President I would declare a National Emergency and sign Executive Orders to take over the health insurance industry.
Then the next Executive Order would be to make sure insurance companies don't skyrocket other insurance premiums to "make up for" the lost health insurance profits.

Who needs congress!
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