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Credit /Debit card fraud

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bendover On November 25, 2007

Deleted



Muff, Ireland
#1New Post! Feb 14, 2006 @ 12:17:45
One of our employees was called on Wednesday from " VISA " , and another was called on Thursday from " MasterCard " . Note, the callers do not ask for your card number; they already have it.
The scam works like this: Person calling says, " This is (name), and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card that was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for ?249.99 from a Marketing company based in (name of any town or city)? "
When you say " No " the caller continues with, " Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from ?150 to ?249, just under the
?250 purchase pattern that flags most cards. Before your next statement, the credit will be sent to(gives you your address), is that correct? "

You say " yes " . The caller continues - " I will be starting a Fraud investigation. If you have any questions, you should call the 0800 number listed on the back of your card and ask for Security. You will need to refer to this Control Number. The caller then gives you a 6 digit number. " Do you need me to read it again? "

Here's the IMPORTANT part on how the scam works. The caller then says, " I need to verify you are in possession of your card " . He'll ask you to " turn your card over and look for some numbers " . There are 7 numbers; the first 4 are part of your card number, the next 3 are the security Numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him.

After you tell the caller the 3 numbers, he'll say, " That is
correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions? "
After you say No, the caller then thanks you and states, " Don't hesitate to call back; if you do.... " , and hangs up. You actually say very little, and they never ask for or tell you the Card number.

But after they were called on Wednesday, we called back within 20 minutes to ask a question. Are we glad we did! The REAL VISA Security Department told us it was a scam and in thelast 15 minutes a new purchase of ?249.99 was charged to their card.

Long story made short - they made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3-digit PIN number on the back of the card. Don't give it to them.
Instead, tell them you'll call VISA or Master card directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost to late and/or more difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, one of the girls got a call from a " Jason Richardson of MasterCard "
with a word-for-word repeat of the VISA scam. This time they didn't let him finish. They hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily!

So please be careful out there.
papaumau On May 28, 2006




, United Kingdom
#2New Post! Feb 14, 2006 @ 12:47:21
Yo Bendover...

I like that one so much I copied it and pasted it over to my own consumer forum. I hope you don't mind !
bendover On November 25, 2007

Deleted



Muff, Ireland
#3New Post! Feb 14, 2006 @ 12:50:18
No problem Paps. If it helps stop one person getting scammed by these vilians it will be worth it.

I wonder are they considering introducing the death penalty for this type of crime?
steven On September 10, 2008




, United Kingdom
#4New Post! Feb 14, 2006 @ 12:55:48
@bendover Said
No problem Paps. If it helps stop one person getting scammed by these vilians it will be worth it.

I wonder are they considering introducing the death penalty for this type of crime?


Good, sound advice given above. Well done mate.
osm On March 18, 2016
Kiwi!





Wellington, New Zealand
#5New Post! Feb 15, 2006 @ 04:23:58
I have heard of them before. They are actually pretty slick and know what they are talking about. It is so easy to get fooled. That has happened to one of my Grandad's friends before and he was caught out.

There is no stopping them, greed does not go away
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