Should midwifes have insurance cover?

Ballina, Australia

Jun 30, 2009 @ 13:38:50

Hi =) My teacher that is teaching my class a assistant in nursing certlll is a midwife and she has delivered over 800 babies and then all the sudden on died 2 years ago. It was totally not her fault and she couldn't help what happened the baby died ambulance was too far away. And she has had a HUGE court case of it. Its been on the news etc.. So I can't say much people might get angry!!! I would like to be respectful because she is absolutly the best teacher I have ever had and I think she truely needs support. I think she's amazing and its just so unfortunate that people decide they want to blame the midwife for a babies death when they haven't taken into account all factors, pregancy in itself is a risk..

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Wingsy

wingsdillialicious!

Moderator

Wingsville,

#2

Jun 30, 2009 @ 13:40:00

I think they should have insurance. It protects them if something beyond their control happens.

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plebian_angel

Intergalactic hussy

a great future,

#3

Jun 30, 2009 @ 13:43:37

@Wingsy Said

I think they should have insurance. It protects them if something beyond their control happens.

I agree. Doctors are required here to have malpractice insurance. Makes sense midwives would need them too.
This is another reason OB/GYN specialists are declining in the states. Is the lawsuits, even when it's not their fault something goes wrong.

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Marcel

Banned

None, United Kingdom

#4

Jun 30, 2009 @ 13:44:50

@Wingsy Said

I think they should have insurance. It protects them if something beyond their control happens.

Midwives have insurance cover under the N.H.S in England.

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markfox01

innit!

Welshman in Brum.., United Kin

#5

Jun 30, 2009 @ 13:50:06

ye they should have insurance, where there is a blame there is a claim!!

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joRdixx

Ballina, Australia

#6

Jun 30, 2009 @ 21:46:24

I agree! Why should doctors have insurance and a midwife cannont. Women around the world want the choice to have home births or hospital births! Why should it be the midwifes fault if something goes wrong? Just say you live half an hour from a hospital and something goes wrong and the baby gets chocked by the ambilical cord? Who's fault is it if the baby dies? It was the mothers choice to have home birth and the midwife is only doing her job?

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Edited: June 30, 2009 @ 21:47

debbier1999

Perryville, Missouri

#7

Jun 30, 2009 @ 22:04:57

People will sue for anything so midwives should definitely have insurance to protect themselves.

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amelie3

Sydney, Australia

#8

Jul 03, 2009 @ 06:53:03

@joRdixx Said

Hi =) My teacher that is teaching my class a assistant in nursing certlll is a midwife and she has delivered over 800 babies and then all the sudden on died 2 years ago. It was totally not her fault and she couldn't help what happened the baby died ambulance was too far away. And she has had a HUGE court case of it. Its been on the news etc.. So I can't say much people might get angry!!! I would like to be respectful because she is absolutly the best teacher I have ever had and I think she truely needs support. I think she's amazing and its just so unfortunate that people decide they want to blame the midwife for a babies death when they haven't taken into account all factors, pregancy in itself is a risk..

If she is working for herself then yes, indemnity insurance would be a wise idea. If you are are certified as a midwife & self employed it's probably compulsory to have it.

If she was outsourced from a hospital she would be covered by their indemnity insurance.

sorry to hear about your friend I hope all works out okay.

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wristband

Emerald City,

#9

Jul 03, 2009 @ 06:58:39

If she's delivered hundreds of babies, then it's obviously a profession or business that she does for herself. As such, especially in the medical field, I believe that she should have had insurance. Isn't there some kind of certification required to be an official midwife? And if so, shouldn't you be required at that point to prove that you have insurance for any deliveries you assist in?

I don't know how it works. It's a sad situation for all, and I suppose that 1 in 800 isn't bad, statistically, but she should have had insurance.

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amelie3

Sydney, Australia

#10

Jul 03, 2009 @ 07:08:50

@plebian_angel Said

I agree. Doctors are required here to have malpractice insurance. Makes sense midwives would need them too.
This is another reason OB/GYN specialists are declining in the states. Is the lawsuits, even when it's not their fault something goes wrong.

Plebian this is a very good point. In Australia the amount of obs/gyn is declining - espec in country areas where they might be the only one for miles around - because of the huge costs of indemnity insurance. Many just can't afford it and are seeking other fields. Last I heard it was in excess of $10 000 a year.

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