So would you think less of, or punish the person that has never seen a toilet?
It's a weird example but I chose it because as far as I can tell most of us have accepted the premise of organized toileting.
No, if I met a person who never used a modern bathroom, I wouldn't look down on them.
In my adult life, I've heard my peers and team-mates say things like "I'm spiritual but not religious" or "I don't believe in organized religion."
These expressions are more and more common.
But few of us would say that all spirituality is toxic. Few of us would say that any spirituality is destructive.
But if spirituality does have value, shouldn't it be organized (somehow? at least a little?) ?
I can even understand if a person doesn't enjoy reading devotionals all the time, or praying a lot, or swearing an oath or creed or attending regular meetings. (if I'm camping or hiking I can go behind a tree)
I think to the person who gave up organized religion still has a better vantage than the person who never had it.