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On September 22, 2021 raditz


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raditz
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Student loans suck.
January 22, 2011 @ 08:36:13 pm
Yes, they do. Having them consolidated sucks even more.

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Ko

\\m/(>.<)\\m/

New Post! January 22, 2011 @ 08:56:31 pm
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Tell me about them.


raditz

Blah

New Post! January 22, 2011 @ 09:02:59 pm
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@Ko Said

Tell me about them.



Tried to get them consolidated so I only have one payment. Before I consolidated them I had 2 loans through Great Lakes, one through Sallie Mae and one through the Department of Education. Now that they're "consolidated" I have one through Great Lakes, two through Sallie Mae and one through the Department of Education. What the heck was the point?


Ko

\\m/(>.<)\\m/

New Post! January 22, 2011 @ 09:06:36 pm
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@raditz Said

Tried to get them consolidated so I only have one payment. Before I consolidated them I had 2 loans through Great Lakes, one through Sallie Mae and one through the Department of Education. Now that they're "consolidated" I have one through Great Lakes, two through Sallie Mae and one through the Department of Education. What the heck was the point?


It's like magic. Trick of the hands.
My grace period's over end of this month.. I'll ahve to start paying until I got into another school.

Do you remember anything from those Exit and Entry counselings?


raditz

Blah

New Post! January 22, 2011 @ 09:07:16 pm
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@Ko Said

It's like magic. Trick of the hands.
My grace period's over end of this month.. I'll ahve to start paying until I got into another school.

Do you remember anything from those Exit and Entry counselings?



Nope, not a thing. How about you? lol


Leon

New Post! January 22, 2011 @ 09:09:20 pm
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@raditz Said
Yes, they do. Having them consolidated sucks even more.



Wait until you get car or home loans. Or rack up credit card debts. They are much worse.


raditz

Blah

New Post! January 22, 2011 @ 09:11:13 pm
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@Leon Said

Wait until you get car or home loans. Or rack up credit card debts. They are much worse.



I never had a home loan, but I've had several auto loans. Nothing compared to this monster of an education loan.


Leon

New Post! January 22, 2011 @ 09:13:38 pm
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@raditz Said
Yes, they do. Having them consolidated sucks even more.



@raditz Said

I never had a home loan, but I've had several auto loans. Nothing compared to this monster of an education loan.


I suppose if you're talking about the sum, then, yeah, it's more. But, in terms of interest, when, and how long you have to pay off, student loans are much more friendlier.


raditz

Blah

New Post! January 22, 2011 @ 09:15:35 pm
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@Leon Said

I suppose if you're talking about the sum, then, yeah, it's more. But, in terms of interest, when, and how long you have to pay off, student loans are much more friendlier.



The interest rate is about 3% on the student loans. I'm trying to get on the income sensitive payment plan (I forget the exact name of it). I was hoping to get just one payment, but it doesn't seem to be working like that.


Ko

\\m/(>.<)\\m/

New Post! January 22, 2011 @ 09:18:00 pm
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I don't even know what plan I chose.
I think it was the long term but low monthly payment plan.

I need to reread that before it all ends.

Your loan consolidation exp's scaring me, man!


Leon

New Post! January 22, 2011 @ 09:20:55 pm
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Take note America.

In Europe, everyone gets FREE university education.


raditz

Blah

New Post! January 22, 2011 @ 09:21:05 pm
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@Ko Said

I don't even know what plan I chose.
I think it was the long term but low monthly payment plan.

I need to reread that before it all ends.

Your loan consolidation exp's scaring me, man!



I'm going to call them on Monday. The big reasons for the consolidation was to get the one payment, and get my loans away from Sallie Mae. I can't stand calling their customer support. They always have Indians answering their phones and I can't understand a single word they say.

If all else fails, default. lol


raditz

Blah

New Post! January 22, 2011 @ 09:21:33 pm
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@Leon Said

Take note America.

In Europe, everyone gets FREE university education.



I don't want the free education, I just want one freaking payment.


Ko

\\m/(>.<)\\m/

New Post! January 22, 2011 @ 09:22:23 pm
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@raditz Said

I'm going to call them on Monday. The big reasons for the consolidation was to get the one payment, and get my loans away from Sallie Mae. I can't stand calling their customer support. They always have Indians answering their phones and I can't understand a single word they say.

If all else fails, default. lol


Good luck!
I know it can't be as bad as talking to a Bank Of America customer service staff in Jakarta.


monkey

New Post! January 22, 2011 @ 09:23:45 pm
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Everything sucks!...Along with my mother

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