Adding someone to a mortgage


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Adding someone to a mortgage

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Mar 17, 2008 @ 13:15:53

Silver_Lining

Stephlar!

Points Whore Master+
64022 points

22/F/Stoke-on-Trent, United Kingdom
Join Date: Jul 2006

Does anyone know how much it would cost to add someone onto a mortgage?

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Mar 17, 2008 @ 13:40:53

Charles

Über-Minister
16676 points

62/M/, Christmas Island
Join Date: Nov 2007

There are a lot of deals available out there that vary in cost very considerably. If you where to change the mortgage provider you could pick up a deal were the BS pay all the legal charges and give you a bonus for shifting to them.

BUT be very careful and read all the small print before you think of signing any deal.

Mar 29, 2008 @ 21:51:03

islndjak

Commander
71 points

56/NA/Fort Lauderdale, Florida
Join Date: Mar 2008

Adding someone to a mortgage dilutes your rights in ownership.
if you are selling a portion or paying a debit through the ownership rights do a LLC or Limited Partnership.
as for cost depends on where your at globally, I would guess a couple of hundred dollars

Mar 31, 2008 @ 15:30:54

odie

Über-Minister
16887 points
Deleted
Banned

107/F/toronto, Canada
Join Date: Sep 2007

have you already boughten and its in your name only?

just call your instituation and ask, shouldnt be a problem at all.

Apr 01, 2008 @ 08:28:10

Silver_Lining

Stephlar!

Points Whore Master+
64022 points

22/F/Stoke-on-Trent, United Kingdom
Join Date: Jul 2006

It was for my friend, she lives with her boyfriend and he is on the mortgage but she isn't. She is paying money but she wants to be on the mortgage

Apr 13, 2008 @ 08:19:37

tickleme

Mega Über-Meister
4121 points

26/F/, Australia
Join Date: Jan 2008

if you add someone to the mortgage it would mean they are entitled to a percentage of the asset....be careful make sure its what you want to do.

Apr 14, 2008 @ 10:58:32

Silver_Lining

Stephlar!

Points Whore Master+
64022 points

22/F/Stoke-on-Trent, United Kingdom
Join Date: Jul 2006

tickleme said:
if you add someone to the mortgage it would mean they are entitled to a percentage of the asset....be careful make sure its what you want to do.

That's the whole point!! My friend wants to be eligible to something from the house if she was to leave!

Apr 14, 2008 @ 11:01:19

treacle

Über-Monkey
52155 points

23/F/B/Stoke, United Kingdom
Join Date: Mar 2006

Get quotes from a solicitors, all of them should be able to offer a quote free of charge.

Choose the one that suits you best. To get someone put on here, and to have deeds etc changed/altered your looking at about �150

Apr 14, 2008 @ 11:11:48

Silver_Lining

Stephlar!

Points Whore Master+
64022 points

22/F/Stoke-on-Trent, United Kingdom
Join Date: Jul 2006

treacle said:
Get quotes from a solicitors, all of them should be able to offer a quote free of charge.

Choose the one that suits you best. To get someone put on here, and to have deeds etc changed/altered your looking at about �150

I know, you answered the topic that she posted